Live Near Your Work

Living Near Your Workplace
Now Makes Even More Financial Sense

Down payment and settlement costs are one of the biggest barriers to homeownership, especially for first-time home buyers. 

Since 1997, Johns Hopkins has teamed up with Baltimore City and the state of Maryland to offer grants help to benefits  eligible employees who choose to purchase homes in designated neighborhoods near the Homewood, East Baltimore, Peabody and Bayview campuses. 

To date, the Johns Hopkins Live Near Your Work program has awarded well over 300 grants. 

Thanks in part to a major grant from The Rouse Company Foundation, in August 2008 Johns Hopkins expanded the program to offer grants of up to $17,000 for down payment and closing costs. 

Please note, grants vary by location and restrictions apply, and additional assistance may be available from other sources.

Who can apply?


The program is open to all full-time, benefits-eligible employees at:

  • Johns Hopkins University
  • Johns Hopkins Hospital
  • Johns Hopkins Bayview
  • Johns Hopkins Health Care
  • Johns Hopkins Community Physicians
  • Johns Hopkins Health System
  • Johns Hopkins Home Care Group
(Employees of the Applied Physics Laboratory are not eligible.) 

LNYW Eligibility and Conditions


To be eligible for a LNYW Grant an applicant must be:
  • Full-time, benefits-eligible of Johns Hopkins University, Johns Hopkins Hospital, Johns Hopkins Health Care, Johns Hopkins Community Physicians, or Johns Hopkins Bayview


  • Purchase a home in a LNYW Program target area.


  • Contribute at least one thousand dollars to the down payment and/or closing costs at settlement.


  • Obtain a signed certificate documenting the completion of Home Ownership counseling prior to signing contract of sale. 


  • Agree to repay funds in full, if applicable, per LNYW Program provisions. 


  • Grants will not be rewarded retroactively.

 

The Johns Hopkins Live Near Your Work program has identified two footprints, mapped below, of Baltimore City neighborhoods that are eligible for LNYW grants. Any eligible JH applicant is eligible to purchase in either footprint. 

Homewood Map and Target Areas

Click Map to view larger image 

     

East Baltimore Map and Target Areas

Click Map to view larger image 

     


How Much Financial Help is Available?

Within the two areas designated on the map, grant amounts will vary according to neighborhood. The areas targeted for the largest grants are identified as “Tiers.”

  • Tier A1 (Harwood, Barclay, and Greenmount West) - $17,000.


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  • Tier A2 (EBDI) - $17,000.


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  • Tiers B1 (Remington) and B2 (Better Waverly, and a section of Abell) - $10,000.


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  • Tier C (sections of Baltimore Linwood and Baltimore Highland) - $6,000.


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  • Non-Tier Areas (within the LNYW footprint but beyond those of the Tiers) will receive grants of $2,500. There is a limited number of Non-Tier area grants available per fiscal year.